BERKSHIRE HATHAWAY DIRECT INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
10391
Phone Number:
4029163000
Company Address:

1314 Douglas Street, Suite 1400
Omaha, NE 68102-1944

Description:
Property and Casualty
License Number:
B424209
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.05% $8,050,920 $7,446,835 $2,038,635 $3,941,118 52.92%
2023 Total Fire & Allied Lines 0.1% $746,807 $549,033 $274,822 $535,880 97.6%
2023 Commercial Fire & Allied Lines 0.23% $746,807 $549,033 $274,822 $535,880 97.6%
2023 Commercial Multi-Peril 0.15% $1,608,892 $1,348,935 $272,476 $770,248 57.1%
2023 Inland Marine (Incl Auto Cargo) 0% $457 $27,139 $-3,635 $-30,562 -112.61%
2023 Earthquake 0.04% $60,757 $35,080 $0 $19,641 55.99%
2023 Direct Workers Compensation 0.29% $3,130,945 $3,094,258 $392,803 $1,589,405 51.37%
2023 Other Liability - Bodily Injury & Property Damage 0.12% $1,159,263 $999,797 $63,598 $361,384 36.15%
2023 Products Liability 0.15% $76,475 $79,310 $15,000 $38,426 48.45%
2023 Total Commercial Automobile 0.09% $905,653 $1,091,086 $1,023,571 $535,374 49.07%
2023 Commercial Auto Liability Bodily Injury 0.08% $433,555 $550,847 $664,604 $280,536 50.93%
2023 Commercial Auto Liability Property Damage 0% $3,491 $27,081 $25,549 $-54,913 -202.77%
2023 Commercial Auto Medical Payments 2.4% $180,691 $190,860 $0 $45,792 23.99%
2023 Commercial Auto Uninsured Motorists 0.11% $46,598 $48,745 $18,000 $22,177 45.5%
2023 Commercial Auto Comprehensive 0.07% $86,655 $91,036 $96,947 $108,629 119.33%
2023 Commercial Auto Collision 0.08% $154,663 $182,517 $218,471 $133,153 72.95%
2023 Boiler & Machinery 0.03% $11,721 $8,947 $0 $4,832 54.01%
2023 Private Flood 5.12% $349,950 $213,250 $0 $116,490 54.63%
2022 Total Property & Casualty 0.04% $6,225,871 $4,765,922 $869,404 $2,843,201 59.66%
2022 Total Fire & Allied Lines 0.06% $272,962 $111,045 $102,102 $182,248 164.12%
2022 Commercial Fire & Allied Lines 0.09% $272,962 $111,045 $102,102 $182,248 164.12%
2022 Commercial Multi-Peril 0.11% $1,114,517 $873,766 $228,550 $649,877 74.38%
2022 Inland Marine (Incl Auto Cargo) 0.01% $61,697 $77,120 $65,949 $84,794 109.95%
2022 Earthquake 0.01% $11,198 $3,429 $0 $728 21.23%
2022 Direct Workers Compensation 0.24% $2,449,482 $1,892,163 $67,506 $413,810 21.87%
2022 Other Liability - Bodily Injury & Property Damage 0.08% $719,930 $530,238 $31,156 $171,032 32.26%
2022 Products Liability 0.13% $57,523 $36,921 $0 $160,193 433.88%
2022 Total Commercial Automobile 0.15% $1,444,862 $1,204,613 $374,141 $1,171,002 97.21%
2022 Commercial Auto Liability Bodily Injury 0.16% $755,236 $646,004 $154,375 $648,541 100.39%
2022 Commercial Auto Liability Property Damage 0.04% $54,843 $83,599 $25,114 $77,872 93.15%
2022 Commercial Auto Medical Payments 3.24% $232,095 $135,746 $2,978 $79,051 58.23%
2022 Commercial Auto Uninsured Motorists 0.15% $57,037 $46,338 $0 $19,917 42.98%
2022 Commercial Auto Comprehensive 0.08% $102,207 $83,838 $35,604 $87,120 103.91%
2022 Commercial Auto Collision 0.13% $243,444 $209,088 $156,070 $258,501 123.63%
2022 Boiler & Machinery 0.01% $4,700 $2,602 $0 $629 24.17%
2022 Private Flood 1.25% $89,000 $34,025 $0 $8,888 26.12%
2021 Total Property & Casualty 0.03% $3,595,465 $2,523,847 $555,213 $2,003,153 79.37%
2021 Total Fire & Allied Lines 0.01% $67,803 $39,704 $0 $12,671 31.91%
2021 Dwelling Fire & Allied Lines 0.01% $9,428 $5,302 $0 $1,693 31.93%
2021 Commercial Fire & Allied Lines 0.02% $58,375 $34,402 $0 $10,978 31.91%
2021 Commercial Multi-Peril 0.06% $596,701 $498,382 $48,229 $432,000 86.68%
2021 Inland Marine (Incl Auto Cargo) 0.02% $111,058 $69,866 $0 $49,801 71.28%
2021 Earthquake 0% $3,303 $2,422 $0 $766 31.63%
2021 Direct Workers Compensation 0.14% $1,359,494 $1,029,982 $305,789 $551,046 53.5%
2021 Other Liability - Bodily Injury & Property Damage 0.04% $348,347 $234,340 $2,767 $130,296 55.6%
2021 Products Liability 0.03% $13,729 $5,835 $0 $2,302 39.45%
2021 Total Commercial Automobile 0.12% $1,093,777 $642,644 $198,428 $824,066 128.23%
2021 Commercial Auto Liability Bodily Injury 0.13% $593,615 $350,428 $5,545 $355,702 101.51%
2021 Commercial Auto Liability Property Damage 0.09% $115,049 $76,768 $18,609 $75,655 98.55%
2021 Commercial Auto Medical Payments 0.88% $58,553 $19,310 $0 $18,562 96.13%
2021 Commercial Auto Uninsured Motorists 0.13% $38,381 $19,753 $0 $15,093 76.41%
2021 Commercial Auto Comprehensive 0.08% $78,477 $48,361 $6,989 $37,734 78.03%
2021 Commercial Auto Collision 0.12% $209,702 $128,024 $167,285 $321,320 250.98%
2021 Boiler & Machinery 0% $1,253 $672 $0 $205 30.51%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Homeowners 0% 0 0
2022 Homeowners 0% 0 0
2021 Homeowners 0% 0 0

Company Changes

Effective Date:
Comments:

Effective 08/04/15 American Centennial Insurance Company changed its name to Berkshire Hathaway Direct Insurance Company.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.