Company Details
License Status:
Active
NAIC Number:
16285
Phone Number:
3023101683
Company Address:
975 California Ave
Palo Alto, CA 94304
Description:
Property and Casualty
License Number:
B431835
Date Admitted:
Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2023 | Total Property & Casualty | 0.03% | $5,320,195 | $4,760,473 | $1,632,756 | $3,007,899 | 63.18% |
| 2023 | Total Fire & Allied Lines | 0.05% | $416,750 | $365,618 | $663,618 | $713,818 | 195.24% |
| 2023 | Commercial Fire & Allied Lines | 0.13% | $416,750 | $365,618 | $663,618 | $713,818 | 195.24% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.51% | $4,907,573 | $4,373,214 | $922,122 | $2,316,163 | 52.96% |
| 2023 | Total Commercial Automobile | 0% | $-4,128 | $21,641 | $47,016 | $-22,082 | -102.04% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $-1,270 | $6,970 | $25,000 | $89,086 | 1,278.13% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $-1,270 | $6,970 | $2,855 | $-149,866 | -2,150.16% |
| 2023 | Commercial Auto Medical Payments | 0% | $-16 | $114 | $0 | $739 | 648.25% |
| 2023 | Commercial Auto Uninsured Motorists | 0% | $-102 | $399 | $0 | $-85 | -21.3% |
| 2023 | Commercial Auto Comprehensive | 0% | $-617 | $3,260 | $5,360 | $10,641 | 326.41% |
| 2023 | Commercial Auto Collision | 0% | $-853 | $3,928 | $13,801 | $27,403 | 697.63% |
| 2022 | Total Property & Casualty | 0.03% | $4,561,766 | $3,805,945 | $880,213 | $2,508,592 | 65.91% |
| 2022 | Total Fire & Allied Lines | 0.07% | $321,955 | $253,768 | $160,045 | $158,475 | 62.45% |
| 2022 | Dwelling Fire & Allied Lines | 0.21% | $321,955 | $253,768 | $160,045 | $158,475 | 62.45% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.48% | $4,093,486 | $3,364,195 | $676,502 | $2,050,074 | 60.94% |
| 2022 | Total Commercial Automobile | 0.01% | $146,325 | $187,982 | $43,666 | $300,043 | 159.61% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.01% | $46,433 | $59,038 | $2,600 | $26,681 | 45.19% |
| 2022 | Commercial Auto Liability Property Damage | 0.03% | $46,433 | $59,038 | $5,538 | $237,834 | 402.85% |
| 2022 | Commercial Auto Medical Payments | 0.01% | $784 | $1,222 | $-1,602 | $-1,602 | -131.1% |
| 2022 | Commercial Auto Uninsured Motorists | 0.01% | $3,437 | $5,069 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.02% | $22,764 | $27,995 | $4,010 | $4,010 | 14.32% |
| 2022 | Commercial Auto Collision | 0.01% | $26,474 | $35,620 | $33,120 | $33,120 | 92.98% |
| 2021 | Total Property & Casualty | 0.02% | $2,656,436 | $1,572,018 | $667,650 | $1,450,136 | 92.25% |
| 2021 | Total Fire & Allied Lines | 0.03% | $183,520 | $82,722 | $175,000 | $226,670 | 274.01% |
| 2021 | Commercial Fire & Allied Lines | 0.05% | $183,520 | $82,722 | $175,000 | $226,670 | 274.01% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.3% | $2,399,897 | $1,483,705 | $492,650 | $1,221,713 | 82.34% |
| 2021 | Total Commercial Automobile | 0.01% | $73,019 | $5,591 | $0 | $1,753 | 31.35% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $22,580 | $1,734 | $0 | $834 | 48.1% |
| 2021 | Commercial Auto Liability Property Damage | 0.02% | $22,580 | $1,734 | $0 | $834 | 48.1% |
| 2021 | Commercial Auto Medical Payments | 0.01% | $614 | $46 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.01% | $2,295 | $164 | $0 | $85 | 51.83% |
| 2021 | Commercial Auto Comprehensive | 0.01% | $9,867 | $756 | $0 | $0 | 0% |
| 2021 | Commercial Auto Collision | 0.01% | $15,083 | $1,157 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0% | 1 | 2357 |
| 2022 | Homeowners | 0% | 0 | 0 |
Company Changes
Effective Date:
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.
Effective 11/9/2018 this company was admitted with B1 property, B2 liability, B3 fidelity and surety and B5 miscellaneous authority.