ROOT INSURANCE COMPANY

Company Details

License Status:
Active
NAIC Number:
10974
Phone Number:
8669809431
Company Address:

PO Box 369
Columbus, OH 43216

Description:
Property and Casualty
License Number:
B431715
Date Admitted:

Market Share

Link to Supplemental Data Page
Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2023 Total Property & Casualty 0.14% $22,905,415 $18,608,985 $11,068,107 $10,630,979 57.13%
2023 Total Homeowners 0% $88,495 $84,071 $14,863 $-73,379 -87.28%
2023 Homeowners Multi-Peril 0% $88,495 $84,071 $14,863 $-73,379 -87.28%
2023 Total Private Passenger Automobile 0.42% $22,816,920 $18,524,914 $11,053,244 $10,704,358 57.78%
2023 Private Passenger Auto Liability Bodily Injury 0.77% $10,386,130 $8,247,301 $2,780,628 $3,044,942 36.92%
2023 Private Passenger Auto Liability Property Damage 0.45% $4,472,035 $3,667,066 $2,558,957 $2,943,395 80.27%
2023 Private Passenger Auto Medical Payments 0.19% $166,817 $141,995 $81,058 $59,800 42.11%
2023 Private Passenger Uninsured Motorists 0.45% $1,292,577 $1,028,578 $767,554 $316,396 30.76%
2023 Private Passenger Underinsured Motorists 0.14% $159,810 $141,457 $105,000 $-35,837 -25.33%
2023 Private Passenger Auto Comprehensive 0.17% $1,925,586 $1,662,153 $1,795,729 $828,839 49.87%
2023 Private Passenger Auto Collision 0.29% $4,413,965 $3,636,364 $2,964,318 $3,546,823 97.54%
2022 Total Property & Casualty 0.12% $17,137,834 $19,375,894 $18,662,161 $18,846,821 97.27%
2022 Total Homeowners 0% $94,814 $126,966 $38,018 $123,810 97.51%
2022 Homeowners Multi-Peril 0% $94,814 $126,966 $38,018 $123,810 97.51%
2022 Total Private Passenger Automobile 0.36% $17,043,020 $19,248,928 $18,624,143 $18,723,011 97.27%
2022 Private Passenger Auto Liability Bodily Injury 0.56% $6,833,175 $7,701,343 $6,072,751 $5,758,010 74.77%
2022 Private Passenger Auto Liability Property Damage 0.42% $3,562,044 $4,086,543 $3,985,700 $3,691,149 90.32%
2022 Private Passenger Auto Medical Payments 0.19% $171,638 $202,648 $245,721 $214,931 106.06%
2022 Private Passenger Uninsured Motorists 0.35% $897,898 $985,094 $1,051,020 $693,498 70.4%
2022 Private Passenger Underinsured Motorists 0.21% $185,474 $213,336 $83,000 $-82,956 -38.89%
2022 Private Passenger Auto Comprehensive 0.2% $1,874,386 $2,104,885 $2,524,518 $3,573,805 169.79%
2022 Private Passenger Auto Collision 0.27% $3,518,405 $3,955,079 $4,661,433 $4,874,574 123.25%
2021 Total Property & Casualty 0.19% $24,687,518 $25,430,558 $20,549,869 $21,228,652 83.48%
2021 Total Homeowners 0.01% $157,549 $172,825 $186,544 $145,288 84.07%
2021 Homeowners Multi-Peril 0.01% $157,549 $172,825 $186,544 $145,288 84.07%
2021 Total Private Passenger Automobile 0.55% $24,529,969 $25,257,733 $20,363,325 $21,083,364 83.47%
2021 Private Passenger Auto Liability Bodily Injury 0.88% $10,304,693 $10,761,535 $5,286,054 $6,131,365 56.97%
2021 Private Passenger Auto Liability Property Damage 0.66% $5,322,717 $5,474,258 $4,922,336 $4,819,517 88.04%
2021 Private Passenger Auto Medical Payments 0.3% $268,830 $280,161 $266,513 $286,037 102.1%
2021 Private Passenger Uninsured Motorists 0.45% $1,040,145 $1,017,938 $1,369,785 $1,541,786 151.46%
2021 Private Passenger Underinsured Motorists 0.32% $244,516 $263,447 $486,000 $458,883 174.18%
2021 Private Passenger Auto Comprehensive 0.29% $2,516,394 $2,586,019 $2,608,410 $2,688,408 103.96%
2021 Private Passenger Auto Collision 0.4% $4,832,674 $4,874,375 $5,424,227 $5,157,368 105.81%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0.44% 14 183
2023 Homeowners 0% 0 0
2022 Private Passenger Auto 0.51% 15 196
2022 Homeowners 0.01% 1 1998
2021 Private Passenger Auto 0.56% 17 200
2021 Homeowners 0.01% 1 2087

Company Changes

Effective Date:
Comments:

Effective 4/6/2018 this company was admitted as a property and casualty insurer with B1 property, B2 Liability, and B4 accident and health authority.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.